Kilpatrick

TX Small Group Composite Rating for 2015 Explained

Earlier this year, CMS approved a request from TDI allowing small group carriers to invoice employer using a uniform 4-tier … FULL STORY

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CMS Approves TDI Request for Composite Rating in Texas

Update on Mon, Mar 16, 2015; revised on Sun, Mar 29 and Fri, Aug 21:

On Tue, Mar 10, CMS formally … FULL STORY

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Humana Changes (Simplifies) Underwriting Process for <100 Life Groups

On Oct 13, Humana relaxed their underwriting and installation rules for groups with less than 100 employees. The changes apply … FULL STORY

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2015 Composite (or Member) Rate Methods by Small Group Carrier

When HHS issued the market rating rules for small group policies effective in 2014, they generally prohibited traditional composite rating … FULL STORY

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BCBS Transitional Relief Update and 2014 Renewal Timelines

For Sep-Dec 2014 renewals, BCBS will offer a transitional policy option to small groups allowing them to renew their existing … FULL STORY

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Q&A about Contributions for Plans with Per-Member Rates

The Q&A below addresses how an employer should handle employee contributions and coverage continuation amounts when the medical carrier invoices … FULL STORY

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Small Group Composite Rating Explained for 2015

On Mar 11, 2014, HHS published a final rule (101 pages) that addressed how carriers could “composite rate” in 2015 … FULL STORY

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